What Is Included in a Settlement Demand Letter?
The personal injury claims process can be daunting, especially if you are unfamiliar with the one of the most important components: the settlement demand letter. The demand letter, also called a demand package or settlement package, is a letter accompanied by documentation and evidence that supports your request for your claim to be paid. In minor accident or injury cases, you may not have to submit a formal demand letter. You may only have to submit proof of your losses to your adjuster for payment. In more complicated cases, like those involving serious injuries, hospitalizations, or disputed liability, you may have to submit a formal demand letter.
A settlement demand letter essentially makes a demand for claim payment to the insurance adjuster. Documents and evidence supporting your demand should be included. Typically, a demand letter will outline the facts and circumstances of your injury, provide proof of liability, if needed, summarize your injury and/or the consequences of the injury, and provide some sort of ledger of your losses, such as medical bills and lost wages. It may also include information that may help the adjuster determine what you should be given for your pain and suffering, which is a non-economic loss.
Along with the demand letter, you should include evidence such as a police or crash report, photographs of the accident or your injuries, medical records and bills, statements from an employer regarding lost wages, and statements from witnesses, if applicable. The letter is a request for a first proposed settlement amount. Oftentimes, the insurance adjuster will review the settlement demand letter within a few weeks and may ask for more information or records. Then, he or she may make a counteroffer or will approve your demand and process your claim.
If you are involved in a personal injury claim and have questions about how to submit a demand letter, consult with an experienced personal injury attorney. Demand letters should be carefully crafted and need to be thorough. A skilled attorney will be able to evaluate your case and advise you on whether or not a formal demand letter is necessary to get you fair compensation. It won’t be necessary in all cases. If your case warrants a demand letter, an attorney can help you draft one that is strong and supportive of your claim.
Are you in the Roswell area and have questions about submitting a demand letter for your claim? Thomas C. Rowsey, P.C. is experienced in personal injury law and can help you submit a demand that will get you fair compensation. Based in Roswell, GA, Thomas C. Rowsey Attorneys at Law serves those across the greater Atlanta metropolitan area including Roswell, Alpharetta, Marietta, Milton, Cumming, Dunwoody, Johns Creek and Sandy Springs. Contact our office today at (770) 993-5317 or fill out our online form to schedule a free consultation. Offering expert legal counsel in personal injury, criminal defense and family law, Thomas Rowsey, Attorneys at Law are here to help.
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