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What Are My Rights at Settlement? Roswell, GA

What Are My Rights at Settlement?

When involved in an insurance claim, it is important to be aware of your rights as a claimant. You have a right to compensation if you’ve been injured as a result of someone else’s negligence. You have a right to have legitimate claims be paid, up to the policy limits. You have a right to limit access to certain records the insurance adjuster may collect. You have a right to be compensated for your economic losses, the direct costs you incurred as a result of the injury, as well as your non-economic losses, or your pain and suffering. You have a right to have your demand for payment be thoroughly reviewed and investigated by an adjuster and the right to turn down an offer you feel does not fairly compensate you for your losses. And, when you settle your personal injury claim, you have a right to prompt payment of your claim without any unreasonable delays.

Generally this means your claim must be paid within 60 days. Once you agree to a settlement offer, you will be asked to sign a release that frees the insurer from their responsibilities toward you once they pay you. Once you sign this release and cash the check, you no longer have the right to seek compensation for any costs incurred as a result of your injury. The results of you signing the release should be disclosed to you and you have the right to speak with an attorney prior to signing it. In fact, you can hire an attorney at any point during the claims process if you want to make sure you are being fairly compensated. While the insurance company may lead you to believe that is unnecessary, it is wise to get a professional opinion about their settlement offer.

Keep in mind; you will have certain obligations as well. A portion of your damages may be taxable so you may have to report them as income. You may also have to reimburse any third parties that covered your medical expenses while your claim was pending. This could mean you have to pay back your health insurer for their contribution, also called subrogated interest, or satisfy any medical liens your healthcare providers may have against your settlement. Speak with an attorney if you have any questions or concerns about your rights and obligations at settlement to ensure your rights are preserved and you fulfill all your obligations as a claimant.

Are you in the greater Roswell area and have questions or concerns about settling your personal injury claim? Attorney Thomas C. Rowsey, P.C. is experienced in personal injury law and will work hard to ensure your rights are defended. Based in Roswell, GA, Thomas C. Rowsey Attorneys at Law serves those across the greater Atlanta metropolitan area including Roswell, Alpharetta, Marietta, Milton, Cumming, Dunwoody, Johns Creek and Sandy Springs. Contact our office today at (770) 993-5317 or fill out our online form to schedule a free consultation. Offering expert legal counsel in personal injury, criminal defense and family law, Thomas C. Rowsey Attorneys at Law are here to help.

Posted on behalf of Rowsey & Stelter, Attorneys at Law

295 W Crossville Road,
Building 100, Suite 110,
Roswell, GA 30075

Phone: (770) 993-5317

Monday - Friday 9:00 AM – 5:00 PM
Saturday Closed

Our Client Reviews

Rowsey & Stelter, Attorneys at Law

4.4 / 5.0

Based on 7 reviews

Chris Smith

Tom did an excellent job setting up my LLC for my new business recently. I was in a situation where I needed the LLC formed quickly and Tom and his team were able to work on a very short deadline. Highly recommended!

GAAW Wright

Tom has been our attorney for many years. He has been with us through thick and thin. He has successfully handled all our queries and cases with patience and understanding. We highly recommend Tom!

Corey Rennolds

At all times for the duration of my case, Tom demonstrated professionalism, confidence, and honesty. At no point was I pressured to make any one decision over another, but Tom did his best to inform me about the consequences and benefits of all of my options. If he did not know some specific detail regarding my case, he made the effort to find out. Tom instantly exudes trustworthiness and was always in steady contact. I would recommend his services to anyone.

Justina Allen

I met Tom over 10 years ago after settling in Roswell with my family. I have learned over the years that Tom is a man of high integrity, genuine and extremely knowledgeable in his field. Along with being honest, he is a straight shooter and will let you know where you stand. He will provide you with personal attention you don’t get at bigger firms and will go the extra mile. As legal matters can be frightening to deal with, Tom will guide you through the process and get you the results you need.

Rowsey & Stelter, Attorneys at Law

Contact Us Today!

295 W Crossville Road,
Building 100, Suite 110,
Roswell, GA 30075

(770) 993-5317

Monday - Friday 9:00 AM – 5:00 PM
Saturday Closed